Financial & InsuranceAt Kemp and Rice Orthodontics, we understand treatment represents a significant investment in the dental health and overall wellbeing of the patient. Please be aware that the cost of treatment varies from case to case. In order to make financial obligations as comfortable as possible we have several payment options available to our patients. We offer a 7.5% bookkeeping discount if treatment is paid in full at the start of treatment. We also offer a family discount of 10%.
There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
For your convenience, Kemp and Rice Orthodontics will gladly assist you in submitting both predetermination and initial insurance claims pertaining to charges for care rendered in our office. However, please be aware that our primary financial relationship is with our patients or their families and not with their respective insurance companies. Final responsibility for collection of benefits from your insurance company rests with the insured party. Our professional services are rendered and charged directly to the patient or their family, and they are responsible for payment of all fees incurred.